Main cost estimation models in projects used by banks and fintechs in Brazil(Atena Editora)

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MetadadosDescriçãoIdioma
Autor(es): dc.contributor.authorPEDROZA, SAMUELE GOMES-
Autor(es): dc.contributor.authorFORTES, PAULA REGINA-
Data de aceite: dc.date.accessioned2024-05-20T15:26:42Z-
Data de disponibilização: dc.date.available2024-05-20T15:26:42Z-
Data de envio: dc.date.issued2024-05-08-
Fonte: dc.identifier.urihttp://educapes.capes.gov.br/handle/capes/747147-
Resumo: dc.description.abstractProject cost management has become fundamental in banks and “fintechs” that operate in the Brazilian market, offering greater competitive advantage and greater operational efficiency. This study aims to identify which methods can be used to make preliminary estimates of projects, such as: Expert opinion, analogous estimation, parametric estimation, bottom-up estimation, three-point estimation and data analysis. The intention is to improve the accuracy of cost estimates in financial institutions' project planning. Furthermore, it analyzes the relationship between investments in technology projects and the profitability of a bank and a “fintech” in the period from 2019 to 2021. From the results found, a negative and statistically significant correlation was found between IT project investments in relation to the ROA variable. It has been proven that investment in projects improves the performance of banks and “fintechs”, but its impact is negative on profitability. Another aspect that deserves to be commented on is that in Bank and “fintech” projects, the “bottom-up” estimate is the most suitable because a budget is established and the costs are detailed in the development of the project.pt_BR
Idioma: dc.language.isoenpt_BR
Palavras-chave: dc.subjectProject managementpt_BR
Título: dc.titleMain cost estimation models in projects used by banks and fintechs in Brazil(Atena Editora)pt_BR
Tipo de arquivo: dc.typelivro digitalpt_BR
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